Dear Member,

A new TOBB Breathing Credit application will be implemented as of July 8-9, 2025, with the initiative of the Union of Chambers and Commodity Exchanges of Türkiye, in cooperation with the Credit Guarantee Fund (KGF) and banks.

Our Chamber members can apply for the TOBB Nefes Kredisi through Ziraat Bankası, Halkbank, Vakıfbank, Akbank, Yapı ve Kredi Bankası, Denizbank and Ziraat Katılım branches with a free activity certificate issued by our Chamber to be used in Nefes Kredisi transactions.

TOBB Breath Loans are available in amounts ranging from 1 million TL to 2.5 million TL, depending on the limit and the risk level of the business, with a 36-month maturity and a 6-month grace period. KGF will provide 80% collateral for loans used under the TOBB Breath Loan program, using its own resources.

We present it for your information.